A maasai man walks into a bank and asks for the loans officer. He tells the loan officer that he is going to Dubai on a business trip for four weeks and he needs to borrow five thousand Kenya shillings.
The bank officer informs the Maasai that he will have to provide some form of security to get the loan. The Maasai man hands over keys to his brand new Mercedes Benz S500 parked outside the bank. He also produces the vehicle’s logbook. The loans officer agrees to accept the car as collateral for the loan.
The bank’s president and his officers share a good laugh at the Maasai for giving out a vehicle worth fifteen million for a loan of five thousand shillings only.
An employee of the bank then drives the Benz down to the bank’s basement and parks it there. Four weeks later the Maasai returns and pays the five thousand loan with an interest fee of one hundred and fifty shillings.
The loans officer expresses gratitude to the Maasai for keeping his end of the bargain but curiously asks him, “Sir we are very happy to have had your business and this transaction has worked out very well but we are puzzled. While you were away, we checked your banking information and found out that you are a billionaire. Why then would you bother to borrow five thousand shillings when you have all that money in the bank?”
The Maasai man responds, “Where else in Nairobi can I park my car for four weeks and for only one hundred and fifty shillings and still find it there?
“But you could have left your car at home and called for an Uber!” The loans officer goes on.
The Maasai takes out a rungu and taps the loans officer in the forehead with it.
“You wouldn’t understand.” He says, gets into his car and drives out of the basement and off he goes.